Terms of Service

1. Acceptance of Terms

TabApp is run by FYNEWORKS LTD, company number 10916302, of 124 City Rd, London EC1V 2NX ("we", "us").

By accessing or using TabApp, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this application.

We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

2. Service Description

TabApp is a bill splitting application that allows users to:

• Create and manage shared expense bills
• Split bills among multiple participants
• Track who owes what and to whom
• Share bills with friends and family via invite links
• Collect bills into tabs that settle once, and into groups
• Upload and process receipts for automatic item entry

TabApp is a tool for organizing and tracking shared expenses. It does not transfer money between users or hold anyone's money. The only payment it takes is for an upgrade you buy, on the terms of sale below.

3. User Accounts

To use certain features of TabApp, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use
• Providing accurate and complete registration information

You must be at least 18 years old to use TabApp. By creating an account or joining a tab or bill, you represent that you meet this age requirement.

4. User Responsibilities

When using TabApp, you agree to:

• Use the service only for lawful purposes
• Not attempt to gain unauthorized access to any part of the service
• Not interfere with or disrupt the service or servers
• Not upload malicious content or attempt to harm other users
• Respect the privacy and data of other users
• Not use the service for fraudulent activities

You are solely responsible for the accuracy of expense data you enter into TabApp. Disputes between users regarding shared expenses are between those users, and TabApp is not a party to such disputes.

5. Intellectual Property

TabApp's source code is published under the MIT License, which lets anyone use, copy, modify and distribute it on the terms that licence sets out. Using the TabApp service run by us is governed by these Terms.

You retain ownership of any data you input into TabApp. By using the service, you grant us a limited license to store, process, and display your data as necessary to provide the service.

6. Limitation of Liability

TabApp is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the service will be uninterrupted, secure, or error-free.

To the maximum extent permitted by law, TabApp shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses resulting from:

• Your use or inability to use the service
• Unauthorized access to or alteration of your data
• Any third-party conduct on the service
• Any other matter relating to the service

Nothing in these Terms limits or excludes liability that the law does not allow to be limited or excluded, such as liability for death or personal injury caused by negligence, or for fraud.

7. Indemnification

You agree to indemnify and hold harmless TabApp, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the service or violation of these terms.

8. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, your right to use the service will cease immediately.

You may delete your account at any time from Account in Settings. What is removed, and what is kept, is set out in our Privacy Policy.

9. Changes to Service

We reserve the right to modify, suspend, or discontinue the service (or any part of it) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the service.

10. Governing Law

These Terms are governed by the law of England and Wales, and the courts of England and Wales decide any dispute about them or your use of TabApp. If you live elsewhere in the United Kingdom or in the European Union, this does not take away the protection of the mandatory law where you live, or your right to bring a claim in your local courts.

11. Terms of Sale

These terms apply when you buy an upgrade: one bill, a pack of credits, a weekend pass or a tab pass. The seller is FYNEWORKS LTD, company number 10916302, VAT number GB 279321875, of 124 City Rd, London EC1V 2NX. You buy from us, and you are our only customer for it.

The price. The price shown before you buy is the whole price, with VAT included, and nothing is added to it later. VAT is charged at the rate of the country you live in: in the United Kingdom at the UK rate, and in the European Union at your country's rate, which we declare through the EU's One Stop Shop. Your card is charged once, through Stripe, when you buy. A code from TabApp, applied before you buy, takes its percent off that price, and the offer shows the price it leaves; an upgrade a code makes free needs no card and is not charged.

The people on your bill. An upgrade bought for a bill or a tab is added to it as one line, shared evenly by the people on it, who then owe you their part, as they would for anything else you paid for that evening. The offer shows that share before you buy. Everyone on the tab or bill sees your name, what you bought and what their part is. We charge only you, and never ask anyone else for money.

Your right to cancel. An upgrade starts as soon as you buy it, and you agree to that when you buy. The law gives you 14 days to cancel a purchase of digital content, but you lose that right once the content is supplied with your agreement. In its place: you can undo an upgrade on the tab or bill it was bought for, and get the whole price you paid back on your card, until a feature it gives is first used, such as a receipt read past the free allowance, a text sent, or a reminder sent by itself. Once a feature has been used the upgrade stays, and there is no partial refund. If you bought a pack or a pass and have used none of it, write to us within 14 days of buying it and we refund it in full.

What you hold. Credits in a pack do not expire. A weekend pass lasts three days from the moment you buy it. A tab pass covers one tab for as long as it exists. Deleting a tab or bill is not a refund. If you delete your account, anything you hold and have not used ends with it.

Records. We keep a record of each sale for at least 6 years, as tax law requires, even after you delete your account. Our Privacy Policy says what it holds.

If something is wrong. If an upgrade does not work as described, or you want to complain, write to tabapp@tabapp.app or call +44 (0)208 058 0556. We answer within 14 days, and put right anything that is our fault, with a refund where that is fair. This does not take away your rights under consumer law.

12. Contact Information

If you have any questions about these Terms of Service, please contact us at:

tabapp@tabapp.app

FYNEWORKS LTD, 124 City Rd, London EC1V 2NX. Telephone +44 (0)208 058 0556.